New Application
Welcome to 1st Franklin Financial Corporation’s electronic application process. We offer Consumer Loans to our customers in the states of Alabama, Georgia, Louisiana, Mississippi, South Carolina and Tennessee. We invite you to begin your application for Credit electronically using this website. We will contact you within 2 business days to discuss your application. *Approval and actual loan terms depend on your ability to meet our credit criteria (including annual income, debt ratios, and credit report and history) and the availability of collateral. Annual percentage rates vary depending on your credit profile and state restrictions. For example, a customer with a good credit history and minimum gross income requirements may qualify for a loan with an APR of 21.99%. Maximum APR's vary by state. 1st Franklin Financial Corporation NMLS #141654, Georgia Residential Mortgage Licensee #5656. Active duty military, their spouse or dependants covered by the Military Lending Act ("MLA") may not pledge a vehicle as collateral. Loan minimums vary by state.
